FOR YOU AND YOUR FAMILY
Life insurance pays out a lump of cash in the event of death. This can used to repay debt and /or provide an income to people who are financially dependent on you, for example your children.
Trauma insurance pays out a lump sum of cash in the event of the insured person suffering one of the listed critical illnesses or accidents. This can be used to cover debt or debt repayments, fund childcare expenses, take time out to recover, and/or to cover medical expenses not covered by medical insurance, particularly as some leading edge drugs and treatments may not be fully funded. In simple terms it provides you with more choices at a critical time.
Income protection pays an ongoing benefit in the event you are unable to work due to an illness or injury. The benefit can be paid right through to age 65 to protect you against a long term disability.
TOTAL & PERMANENT DISABILITY
Total and permanent disability insurance pays out a lump sum of cash in the event of the insured person suffering a disability to the point that they will not return to work, or to the point that a normal self sufficient lifestyle is no longer possible.
Medical insurance covers the cost (or part cost) of medical procedures. Most medical insurance will cover the costs (or part cost) of hospitalisation, some extend to specialists and tests. Others include costs (or part costs) of general practitioners.
If you have any another questions please don't hesitate to contact us