A great way to reduce health insurance premiums is to add an excess to the policy. This means you pay the excess i.e. the first $250, $500, $1000 etc of a claim. By agreeing to do this the monthly premium reduces. Please contact us if you wish to look at this as an option; different Health Insurance Products apply these excesses in different ways and it is important to understand how they work prior to making any changes to your cover.

If you are self employed or a share-holder employee you can potentially reduce your ACC levies. This involves electing to use an alternative ACC product called ACC Cover Plus Extra. Please contact us to discuss this as we have been able to substantially reduce some of our clients ACC expense.